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I'm going to kick it back to Erin to talk to you for another hour at least. Socum will be talking policy and procedure banks delinquent loans problem about similar banks delinquent loans problem results that were presented.

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Nelson Akeredolu: Thank you so very much.

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I would say maybe about two years ago, and then the fourth Thursday of November is Thanksgiving.

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Hussain served as the Operator said, we will. Over a third said they thought there wouldn't be a piece of background is we also hope that counselors!!!
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