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It does contain very practical tips. 
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The tips and ideas section has kind. 
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If you've seen it before. 
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So this rule covers the vast majority. 
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If I may I'll go ahead. 
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Those are some good loans out there. 
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In response to the question. 
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Before I advance the slide. 
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We're delighted everybody could join us. 
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I always want to add that our resources. 
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So really just a picture of this. 
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